When you order a meal from a fastfood restaurant, they ask you if you would like a Combo. Maybe your insurance agent should be asking you the same question.
Wrting your Home and Auto insurance coverage with the same carrier is a smart move, providing you with multi-policy discounts on both policies. However, if you are able to package them together or write them as a combination (combo) then you may receive additional monetary gain by eliminating additional monthly fees.
Next time you are shopping for insurance, ask your agent about a Combo. It's not just for fast food anymore!
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