The standard Homeowners policy will cover some business property but excludes liability for a home based business. The good news is there are endorsements that may be added to the policy for certain home based businesses.
If you have a home based business, the first thing you will want to do is to notify your agent. He or she will be able to help you identify your property and liability exposures and recommend a course of action. The recommendations may be as simple as endorsing your Homeowners policy or perhaps involve a referral to the Commercial Lines Department to obtain a small Businessowners policy. These endorsements and policies are relatively inexpensive for the peace of mind they will provide.
If you would like more specific information on insuring your home based business, please call your Personal Lines Insurance Agent at Buckley Insurance. We would love to talk to you!
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