Mature Drivers: Defensive-Driver Courses Could Save Your MONEY and Your LIFE!

As the economy continues a slow recovery and social security checks haven’t seen an increase in two years, many mature drivers are asking about ways to save money on their auto insurance.

One way for mature drivers to save money on their auto insurance is by taking a Kentucky Transportation Cabinet or National Safety Council approved defensive-driving course. Drivers 50 to 65 could earn from 5 to 15% off their premiums for up to three to five years after course completion. In addition the discount benefits, drivers will also benefit from learning important defensive driving techniques that could prevent an accident and possibly save a life.

According to the National Safety Council Injury Facts - 2007 edition, more than 45,000 people lose their lives in motor vehicle crashes each year and more than 2.4 million people suffer debilitating injuries.

Defensive-driving courses may cover many topics including: Using caution when approaching intersections, eliminating distractions, when to avoid driving, and simple ways to inspect an auto for safety.

A few simple safety guidelines to remember are:

·         Always check for pedestrians, and other hazards prior to entering an intersection.

·         Always limit conversation and noise within the vehicle.

·         Never drive when tired, depressed or upset.

·         Never drink and drive.

·         Always check new medications for precautions before driving.

·         Always check your windshield and mirrors for clean visibility.

For a list of driving schools in Kentucky, please visit The Driving School Assoication of the Americas, Inc.  website or for an online course please visit Driving University.com website. 

For ALL licensed drivers insured with MetLife Auto and Home, you may want to consider taking MetLife Auto and Home policyholders exclusive Driver and Safety Course provided by the National Safety Council. They offer the course on DVD for a low cost of $19.95 + shipping and handling.  It is also available online, please visit: Driver Safety Course

To check to see if YOUR auto insurance carrier provides a discount, please give your Buckley & Company Personal Lines insurance agent a call.